Frequently Asked Questions
What is the coverage period?
This plan will cover a student-athlete from the first to the
last date a student-athlete is required to be on campus for
participation in a covered event.
What is the Excess Coverage Provision?
Benefits are available for covered expenses after all other
plans providing medical expense benefits have considered the
expenses.
How does this plan work?
- There is no deductible under this plan.
- This plan will pay a maximum limit of $25,000 at 100% of the
usual, reasonable and customary (URC) for athletic accidents.
- This plan will pay a maximum limit of $5,000 at 100% of the URC
for athletic related conditions. Please refer to the athletic
accident plan description for a full description of this benefit as
it does not include pre-existing conditions.
- Initial medical treatment must be received within 90 days from
the date of the accident.
What is covered under this plan?
- The following expenses are covered by the plan: inpatient and
outpatient medical care, treatment by a doctor, X-Ray services,
laboratory services, ambulance, ambulatory surgical center,
prescription medicines and therapeutic services or supplies.
- Treatment of injury to natural teeth.
- Athletic Related Conditions (ARC): An ARC condition (only as it
relates to intercollegiate sports) includes but is not limited to
misuse, overuse, strains, tendonitis, bursitis, degenerative
diseases, stress fracture, heat stroke and similar conditions. Such
conditions must manifest itself while the covered person is insured
by this policy and while practicing, playing or traveling to or
from an intercollegiate sports event as a member of the sports
team.
Are there exclusions or limitations?
This plan contains certain Exclusions and Limitations.
Please obtain a copy of the plan description in order to determine
if services would be covered under this Plan.
How do I obtain/submit a claim?
Once a Puget Sound staff athletic trainer is notified of an
injury and it requires the services of an outside medical provider,
the student-athlete will receive a claim form to complete and then
return to the athletic training staff. The appropriate
athletic trainer will complete the institutional portion of the
claim for and submit it to EIIA/NAHGA Claim Services.
Who do I contact if I receive bills or have questions
related to an Intercollegiate Insurance Claim?
Craig Bennett can be reached at (253)
879-3441 or by email at cabennett@pugetsound.edu ,
regarding questions pertaining to the Puget Sound Intercollegiate
Insurance Plan and billing related to a specific injury/claim.